Opening a Dutch bank account

We advise you to open a Dutch bank account because transfers from foreign banks usually involve additional costs. Information about how to make an appointment at a bank will be sent to you shortly before the start of your studies. Please note, that you would need the following documents for opening the account:

  • A valid passport
  • Proof of enrolment at Fontys Venlo University of Applied Sciences
  • A BSN (burgerservicenummer) i.e. the Dutch social service number. You will receive this number via post within two weeks after your city hall appointment
  • An activated Dutch SIM card. You need a Dutch SIM card to activate your account and internet banking. You can buy a Dutch SIM card at Checkpoint, in any supermarket or telephone shop. Be sure to have the SIM card installed and activated before going to the bank.

    Information about opening a bank account in the Netherlands

    This text addresses a few financial aspects typical for the Netherlands, which could make your stay a lot easier.

    Why a Dutch bank account?

    A Dutch bank account helps you with your financial needs in The Netherlands during your stay. More specifically it enables you:

    • To pay the annual tuition fee for your study in equal instalments (for instance, per month)
    • Pay the rent of your room automatically every month
    • Make low value payments in shops, at school (canteen), vendor machines etc
    • To do PIN transactions in the Netherlands, free of charge
    • The bank card enables use of ATMs and payments all over the world
    • Easy internet banking, which is included in your bank account application.

      How to open a Dutch bank account?

      Visit one of the banks mentioned at this leaflet and provide the following documents:

      • Your valid passport, of which a photocopy will be made
      • A proof of enrolment or registration at Fontys
      • Your residence permit for the Netherlands or the approval letter of the Dutch Immigration Service (IND) in case you do not have your residence permit card yet.
      • Your citizen registration number (BSN). You have received this number at your registration at the City hall. Or you will receive it shortly after your registration.
      • Proof of your address (copy rental contract of your room)


        In case you are a minor (<18) opening a bank account will not be easy. The Rabobank in Eindhoven* has made special arrangements for the minor international student. Bring the personal data of one of your parents, a home address and an email address. You are allowed to hand in your citizen registration number (BSN) at a later moment. If you have a birth certificate with you it will be of help. It is possible the other banks are also willing to make an exemption for you as a minor.

        Further instructions will be provided by the bank of your choice:


        Office Eindhoven
        Emmasingel 4,
        5611 AZ Eindhoven

        Office Tilburg
        Spoorlaan 300,
        5017 JZ Tilburg

        Office Venlo
        Peperstraat 8,
        5911 HA Venlo

        ING Bank

        Office Eindhoven
        Nieuwstraat 1-5,
        5611 DA Eindhoven

        Office Tilburg
        Spoorlaan 420,
        5038 CG Tilburg

        Office Venlo
        Keulsepoort 10,
        5911 BZ Venlo

        ABN-Amro bank

        Office Eindhoven
        Vestdijk 18,
        5611 CC Eindhoven

        Office Tilburg
        Heuvelring 88,
        5038 CL Tilburg

        Office Venlo
        Keulsepoort 12,
        5911 BZ Venlo

      • When you are younger than 18 years then your parents need to provide an authorization (in English) to open the bank account