If you live in Holland (The Netherlands), you are obliged by law to have health insurance. The third party liability insurance cover (with global coverage of up to EUR 1,250,000) is strongly recommended, as well as the repatriation insurance cover. Fontys University of Applied Science cannot be held liable if a student/trainee does not have (sufficient) insurance cover. Every student enrolled at Fontys is expected to have fulfilled his/her insurance obligations.
You are not allowed to take out a public Dutch health insurance if you are in the Netherlands for study purposes only. In that case Fontys advises you to take out a private international health insurance such as InsureToStudy.
By law everyone in The Netherlands must be insured for medical expenses. The type of health insurance cover that you will require will depend on your personal situation. It is very important to ensure you are properly insured during your stay at Fontys.
If you cause an accident and someone is injured or you damaged someone's property, you are responsible for paying all the costs of the accident. For example, you can accidentally damage other people's stuff. Or, on a more serious note, you might cause a road accident. Accidents like these can be very expensive. You are therefore strongly advised to take out a good liability insurance policy, which will cover the costs in many cases.
Repatriation means returning to your home country. If you happen to become seriously ill, you might prefer to get medical care close to home. It would be wise to have an insurance policy covering the costs of transferring back to your home country in these situations.
Household contents insurance
Household contents insurance covers the contents of your home against loss due to causes such as theft, fire or water damage.
Information for Non EU students
If you require an entry visa and/or residence permit, insurance will form a part of the immigration procedure, which Fontys will arrange on your behalf. Fontys offers a low cost, tailor made insurance called InsureToStudy. As a Fontys student you will get a discount! Price of the cover Master Plan+ is 1,79 euro per day, 54,40 euro per month including Fontys discount. This insurance is a package which covers healthcare including existing conditions for instance asthma, diabetes, eczema, migraines, but also disadvantages have continued from previous operations, extraordinary costs, repatriation, liability, accidents, legal aid and baggage & household goods.
Fontys will apply this insurance on your behalf. InsureToStudy will contact you about the payment of the premium.
Information for EU students and non EEA students who don’t need a residence permit.
If you do not require a residence permit, you will be free to select the insurance cover that we offer, or to arrange your own insurance cover. Fontys offers a low cost, tailor made insurance called InsureToStudy. As a Fontys student you will get a discount! Normal price of the Master Plan is 1,21 euro per day, Fontys price is 1,14 euro per day. This insurance is a package which covers healthcare (existing conditions are not covered), extraordinary costs, repatriation, liability, accidents, legal aid and baggage & household goods.
If you want to apply for the above mentioned cover Master Plan+, which covers healthcare including existing conditions, you have to contact firstname.lastname@example.org. You cannot apply for this cover yourself. If you use this link you will be forwarded to an application portal. If you fill in the institution code "FONTYSITS" you will automatically receive the Fontys discount. Note you have to use your student.fontys.nl email address.
If you only have a EHIC card, you are not sufficiently insured. The EHIC card is only valid for a short period and provides limited cover.
Combining a parttime study and obligatory work/internship
The Fontys Master of Architecture is a parttime study combining study and work experience. International students having a residence permit STUDY must adjust their ITS student insurance by combining it with the Holland Zorg basic health insurance. Contact InsureToStudy for more information about this combination. This combination is also very interesting for international students studying Fontys Master of Arts Music etc. This combination makes it easy to switch from work to no-work, even daily.
Of course all students combining study and work can make use of this offer and combine the InsureToStudy insurance with the Holland Zorg basic health insurance.